Matharb

Terms

Last updated: May 27, 2026

Please read these Terms carefully before using www.matharb.com (the "Site"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. About the Site

Matharb is a free, educational web tool that allows users to compare the market price of US-traded ETFs against the weighted performance of their underlying holdings. The Site is operated for informational and educational purposes only.

2. Not Financial Advice

The information, data, and results provided by Matharb are for educational and informational purposes only. Nothing on this Site constitutes financial advice, investment recommendations, or a solicitation to buy or sell any security.

You should not make any financial or investment decisions based solely on the information provided by this tool. Always consult a qualified and licensed financial advisor before making investment decisions.

3. No Guarantee of Accuracy

Market data displayed on Matharb is sourced from third-party providers (Finnhub and Financial Modeling Prep). While we strive to display accurate and timely data, we make no representations or warranties of any kind regarding:

• The accuracy, completeness, or timeliness of the data
• The suitability of the data for any particular purpose
• The availability or uninterrupted operation of the Site

Data may be delayed, incorrect, or unavailable, particularly outside of US market trading hours.

4. Limitation of Liability

To the fullest extent permitted by law, Matharb and its operators shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of or inability to use the Site, including but not limited to financial losses resulting from reliance on information provided by the tool.

5. Acceptable Use

By using this Site, you agree not to:

• Use the Site for any unlawful purpose
• Attempt to overload, attack, or disrupt the Site or its infrastructure
• Scrape, copy, or redistribute the Site's content or data without permission
• Use automated bots or scripts to make excessive requests to the Site
• Attempt to circumvent any rate limiting or security measures

6. Rate Limiting

To ensure fair access for all users, the Site enforces a request limit of 11 API calls per minute per user. Exceeding this limit will temporarily block further requests. This is to protect the integrity of the service and the underlying data providers.

7. Third-Party Services

The Site relies on third-party data providers and hosting services. We are not responsible for the availability, accuracy, or conduct of these third-party services. Their use is governed by their respective terms and privacy policies.

8. Intellectual Property

All content, design, and code on this Site is the property of Matharb unless otherwise noted. You may not reproduce, distribute, or create derivative works without our prior written consent.

9. Advertising

This Site may display advertisements served by Google AdSense or other advertising networks. These ads are provided by third parties and Matharb is not responsible for their content. Ad targeting may be based on your browsing behavior as described in our Privacy.

10. Changes to These Terms

We reserve the right to update these Terms at any time. Changes will be posted on this page with an updated date. Your continued use of the Site after any changes constitutes your acceptance of the new Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws. Any disputes arising from these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the relevant courts.

12. Contact

If you have any questions about these Terms, please contact us at:
[email protected]